Terms & Conditions

Last Updated: May 22, 2025

1. Agreement to Terms

By accessing, registering for, or using DeriveAI (the “Platform”), you agree to be bound by these Terms and Conditions (“Terms”). Your use of the Platform confirms that you:

• Have read and understood these Terms
• Agree to abide by these Terms in full
• Accept all risks associated with market and options trading
• Accept sole responsibility for your trading and investment decisions
• Confirm that you are legally authorized to enter into this agreement

If you do not agree with any part of these Terms, you must not use the Platform.

2. Service Description

DeriveAI is a financial research and educational platform. The Platform provides:

• Market data, research tools, and signal output
• AI-generated models based on historical data
• Options strategy simulation and scenario testing
• Informational content for educational purposes

DeriveAI does not:

• Provide personalized investment or trading advice
• Execute, automate, or facilitate financial transactions
• Manage user funds or accounts
• Guarantee any specific investment outcomes
• Act as a broker-dealer, financial advisor, or trading platform

DeriveAI operates under the Publisher Exemption in accordance with the Investment Advisers Act of 1940, delivering generalized, non-customized financial commentary and analysis.

3. Risk Disclosures and Platform Limitations

No Investment Advice

DeriveAI does not provide investment, legal, tax, or financial advice. All outputs, signals, models, and simulations are for educational and informational purposes only. Nothing on the Platform should be interpreted as a recommendation or solicitation to buy, sell, or hold any financial instrument.

Your use of the Platform does not create a fiduciary, advisory, or agency relationship with DeriveAI or its affiliates.

User Risk Acknowledgment

By using the Platform, you acknowledge and accept that:

• Options trading carries a high risk of financial loss
• Past performance does not guarantee future results
• AI-generated predictions are probabilistic, not deterministic
• Outputs may be incorrect, delayed, or based on flawed data
• You are fully responsible for your own investment decisions

Platform Limitations

You understand and agree that:

• Data may be incomplete, delayed, or incorrect
• Strategy outputs are hypothetical and theoretical
• Scenario tools do not simulate live trades
• Technical outages or errors may occur
• DeriveAI is not responsible for execution results or losses

4. User Responsibilities

By using the Platform, you agree to:

• Provide accurate and updated personal information
• Keep login credentials secure
• Use the Platform only for lawful, personal research
• Not share, resell, or abuse Platform access
• Not reverse engineer, scrape, or copy code
• Not use DeriveAI to automate or execute trades
• Not rely solely on DeriveAI for trading decisions

5. Subscription Terms and Billing

• Pricing is published and subject to change with notice
• You may cancel anytime; no refunds for partial periods
• A 7-day money-back guarantee is available for new users
• Free tiers have limited features
• Failed payments may result in suspension or cancellation
• We reserve the right to modify billing terms with notice

6. Data Collection and Privacy

We collect and process:

• Account and registration information
• Platform usage and behavioral data
• Trading preferences and history
• Technical, device, and connection data

All data collection complies with our [Privacy Policy]. We do not sell personal data.

7. Intellectual Property

• All content, code, models, and branding are property of DeriveAI, Inc.
• Users retain ownership of their personal account data
• Signal outputs are proprietary and not for redistribution
• No content may be copied, sold, or reproduced without permission

8. Liability Waiver and Limitation

By using the Platform, you waive any claim against DeriveAI for:

• Losses from trading or investment activity
• Reliance on data, signals, or simulations
• System outages or errors
• Simulation or optimization inaccuracies
• Third-party data feed failures

DeriveAI’s maximum liability is limited to the subscription fees paid in the past 12 months. No indirect or punitive damages will be paid.

9. Account Termination

We may suspend or terminate your account for:

• Terms violations
• Abusive or unlawful behavior
• Payment issues
• Platform misuse
• At our sole discretion, with or without notice

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Delaware, USA. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Delaware.

11. Changes to Terms

We may update these Terms with:

• At least 7 days’ prior notice via email and/or in-app
• Public posting of updated terms
• Continued use implies acceptance of the revised Terms

12. Corporate Information

DeriveAI, Inc.
A Delaware Corporation
Operating Address: 1606 Headway Cir STE 9778 Austin, TX, 78754 US
Contact: support@deriveai.co
Website: https://www.deriveai.co

13. Regulatory Classification

DeriveAI is not registered as an investment adviser, broker-dealer, or commodity trading advisor. We operate under the Publisher Exemption of the Investment Advisers Act (Section 202(a)(11)(D)). All content is generalized commentary made available to a broad audience.

You acknowledge:

• No personalized investment advice is provided
• No advisory or fiduciary relationship is formed

14. Mandatory Arbitration and Dispute Resolution

YOU AND DERIVEAI AGREE THAT ALL CLAIMS WILL BE RESOLVED THROUGH BINDING ARBITRATION.

• No class actions permitted
• Arbitration conducted under AAA Rules in Delaware
• Claims may only proceed individually
• Arbitration survives termination of these Terms

Exceptions: Small claims and intellectual property disputes may proceed in court.

15. Oracle Predictions and AI Analysis

ORACLE OUTPUT IS FOR EDUCATIONAL USE ONLY:

• Predictions are statistical models, not trade recommendations
• Confidence scores are estimates, not guarantees
• Market direction analysis is not personalized
• AI may fail during volatility or rare events
• Past patterns may not repeat
• Oracle insights should not be relied on for live trades

16. Regulatory and Registration Disclaimers

• DeriveAI is not registered with SEC, FINRA, CFTC, or any state advisory board
• We are not licensed to give investment advice
• Content qualifies as general circulation commentary
• No personalized investment service is provided
• No fiduciary or advisory relationship is created

17. User Sophistication and Indemnification

User Acknowledgments:

• You are financially literate enough to use the Platform responsibly
• You understand the risks of options trading
• You are not relying on DeriveAI as your sole source of financial information

Indemnification:

You agree to indemnify and hold harmless DeriveAI, its officers, employees, and affiliates from all claims, losses, or damages resulting from:

• Your Platform use
• Your trading decisions
• Your violation of these Terms
• Any infringement of third-party rights

18. Artificial Intelligence and Technical Limitations

• ML models are based on historical data
• Predictions may degrade under novel conditions
• System errors, outages, and latency may occur
• Third-party data may be incorrect or delayed
• AI outputs are inherently uncertain

19. Force Majeure and Severability

Force Majeure:

DeriveAI is not liable for failure to perform due to events outside its control, including:

• Natural disasters
• System outages
• Market crashes
• Regulatory shutdowns
• Cybersecurity incidents

Severability:

If any part of these Terms is found unenforceable, the rest remain in full effect.

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